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Financial Learning Center

Your Social Security Benefits

When Can You Collect Full Social Security Retirement Benefits?

If you were born before 1938, you'll be able to receive full benefits at age 65—the full retirement age. The retirement age has been gradually increased to 67 for covered workers born after 1937. Depending on your income level, a portion of your benefits may be subject to income taxes. If you were born during or after 1938, look at the table below to see when you'll be eligible.

Age for Full Social Security Benefits

Year of Birth

Age for Full Benefits

1937 or earlier

65 years


65 years, 2 months


65 years, 4 months


65 years, 6 months


65 years, 8 months


65 years, 10 months


66 years


66 years, 2 months


66 years, 4 months


66 years, 6 months


66 years, 8 months


66 years, 10 months

1960 or later

67 years

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