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Financial Learning Center

Health Savings Accounts

How Are Contributions Made to an HSA?

Tax-advantaged contributions can be made in three ways:

  • You or your family can make tax deductible contributions to your HSA even if you do not itemize deductions on your federal income tax return.
  • Your employer can make contributions that are not taxed to either you or your employer.
  • Employers may allow employees to contribute untaxed salary through a salary reduction program.
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