Take out a copy of your employee benefits handbook. If your employer furnishes you with annual employee retirement and benefit statements, make sure you have the most current copies. Gather the most recent copies of your savings and investment statements.
Have a pencil and notepad available.
Go straight to the next section on Action Steps. These are based on the number of years or months you are away from retirement.
Spend some time exploring the sections referred to in the Action Steps. They will provide you with some of the answers you need to make important retirement decisions.
Make this a family affair. Don't forget to involve your spouse. If you have older children, consider sharing with them some of your estate planning and retirement concerns.
Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA (Opens in a new Window)/SIPC (Opens in a new Window). UniVest Financial Services is a trade name of UniBank. Infinex and UniBank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of, nor guaranteed or insured by, any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.