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Financial Learning Center

Reverse Mortgage

How Much Can I Borrow?

The amount of money you can borrow with a reverse mortgage depends on several factors, including your age, the type of reverse mortgage you select, the amount of equity in your home, current interest rates charged by the lender, closing costs, and where you live. Generally, the more valuable the home, the older you are, and the lower the interest rate, the more you can borrow. In addition, lower closing costs will increase the payments you receive. Keep in mind that the amount a homeowner may receive is determined in part by the age of the youngest borrower. There are also loan limits, set annually by the FHA, which vary by geographic area.

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Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA (Opens in a new Window)/SIPC (Opens in a new Window).  UniVest Financial Services is a trade name of UniBank. Infinex and UniBank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of, nor guaranteed or insured by, any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.