Our "cashless society" makes having available credit absolutely necessary.
How much credit you get will depend largely on what your credit report says. The information on it will determine your credit rating. The first step in managing your credit is to understand the possible reasons for being denied credit. It is also important to understand how to safely use your credit card for Internet purchases.
Even if you have a poor credit history or have declared bankruptcy, there are things you can do to reestablish credit. You also have certain rights if you are approached by a collection agency. And you may benefit from the services of a credit counseling agency.
Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA (Opens in a new Window)/SIPC (Opens in a new Window). UniVest Financial Services is a trade name of UniBank. Infinex and UniBank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of, nor guaranteed or insured by, any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.